Bank of America is adding two-factor fingerprint authentication

In the wake of recent security breaches, including but certainly not limited to Equifax, Bank of America has stated it will integrate fingerprint-based two-factor authentication into its online banking setup. The financial institution will start using Intel’s Online Connect system to ensure customer security at some point in 2018.

Online Connect harnesses security features built into Windows machines running Intel Core processors with fingerprint scanners. The setup relies on this system-based overarching authentication, which automatically inputs your finger-scanned credentials once you enable two-factor security on secure websites — in this case, Bank of America’s. Only customers who have the hardware for Intel’s Online Connect will be able to access this particular authentication, Bank of America confirmed to Engadget.

The financial institution also noted that the iPhone X’s facial recognition scanner can be used in lieu of other authentication, which is great news for anyone who’s already planning to buy the phone and scan their face for everything.

Source: Reuters

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Apple is reportedly reinventing the iPhone’s fingerprint reader

Future iPhones may revolve around more than just an eye-catching curved display. KGI Securities analyst Ming-Chi Kuo, who frequently (though not always) has a knack for hardware scoops, believes that Apple is designing a whole new Touch ID fingerprint reader for future iPhones and iPads. In order for Apple to virtually eliminate bezels, it needs a reader that sits under the screen — and that means a brand new optical sensor. Development is underway, the analyst says, but development is still early enough that the technology might not be ready in time for the 2017 iPhone.

You might not even need a fingerprint sensor in the future, though. Kuo claims that Apple is looking at using face recognition (not just iris recognition) as a part of the next iPhone’s features, and may even scrap Touch ID in the long run. Face recognition isn’t new (just ask anyone using Android since 4.0), but it would have to be advanced if people are going to ditch fingerprint reading entirely. It couldn’t be fooled by a photo, for instance, and would have to be both very fast and adaptable to a wide range of conditions. You don’t want to have to enter your PIN just because it’s too dark.

Biometrics might not be the only area getting an overhaul thanks to the reported new screen. Kuo understands that the iPhone 7’s existing approach to 3D Touch won’t work with the next iPhone’s curved OLED panel, prompting a switch to a “film sensor.” The change would lead to greater sensitivity and more pressure levels, so you might not have to jab the screen quite so authoritatively as you do today.

As always, it’s important to take these claims with a grain of salt. Analysts can have the inside track on future products thanks to suppliers, but they may have incomplete info or discuss features that are subject to change. Don’t be alarmed if these features don’t make the cut, or if they show up in ways you didn’t expect. If there’s any credibility to the reports, though, unlocking and interacting with your iPhone may be much easier in the near future.

Source: 9to5Mac (1)

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